Worst-Case Scenario – Fear Of Losing Money

52 Simple Ways to Manage Your Money –  18. Worst-Case Scenario – Fear Of Losing Money What it is… Paralyzing fear, both conscious and unconscious, that prohibits you from selecting investments other than bank savings accounts. How it hurts… Robs you of new experiences. Deprives you of improving your financial lifestyle. Robs you of a … Read more

Don’t Even Ask – Underspending

52 Simple Ways to Manage Your Money – 17. Don’t Even Ask – Underspending What it is … Living at a standard far below what your income dictates. Saving or hoarding co an excess that forces you to consistently deny yourself certain comforts and pleasures. Saving and hoarding out of fear of never having enough … Read more

We All Have Our Toys – The Mall/Car Lot

52 Simple Ways to Manage Your Money – 16. We All Have Our Toys – The Mall/Car Lot What it is … Shopping, collecting, or buying— to excess— may be the symptoms of money mismanagement instead of a healthy hobby or outlet. How it helps… It is an outlet for tension, an interest, or a … Read more

Friend Or Foe? Credit Card Savvy

52 Simple Ways to Manage Your Money – 15. Friend Or Foe A Weekly Journal & Workbook to Help You Take Real Control of Your Money What it is … When properly used, credit cards are a strong money management tool. Unmanaged, they can become a staggering debt. How it helps … Good method of … Read more

When Did It All Go? – Overspending

52 Simple Ways to Manage Your Money – 14. When Did It All Go? A Weekly Journal & Workbook to Help You Take Real Control of Your Money What it is … Consistently spending more money than you have available or spending money that you know will not be available in the near future. In … Read more

No Free Lunch Today – Borrowing Money

52 Simple Ways to Manage Your Money – 13. No Free Lunch Today A Weekly Journal & Workbook to Help You Take Real Control of Your Money What it is … Reaching out beyond yourself and your earning capacity for money, often, but not necessarily, with an agreement to pay back the money over time … Read more

Trading Ants For Elephants – Negotiating

52 Simple Ways to Manage Your Money – 12. Trading Ants For Elephants A Weekly Journal & Workbook to Help You Take Real Control of Your Money What it is Asking for what you want and working cowards a win-win compromise. How it helps … You’re more likely to get what you want and need. … Read more

I Want More, More, More – Generating New Income

52 Simple Ways to Manage Your Money – 11. I Want More, More, More A Weekly Journal & Workbook to Help You Take Real Control of Your Money What it is … Inventing new ways to bring more money into your life. How It helps … Increases income. Increases your sense of resourcefulness around money. … Read more

Here It Is! Eureka! Extra Money! – Found Money

52 Simple Ways to Manage Your Money – 10. Here It Is! Eureka! Extra Money! A Weekly Journal & Workbook to Help You Take Real Control of Your Money What it is. A little short this month? Never quite come out even before payday? Take a few easy steps to find extra money, which is … Read more

Clean Sweep: Do I Really Need This? Letting Go

52 Simple Ways to Manage Your Money – 9. Clean Sweep: Do I Really Need This? A Weekly Journal & Workbook to Help You Take Real Control of Your Money What it is … A process that involves completing unresolved issues generally left over from childhood and/or adolescence. How it helps… You are freed from … Read more