Is there really a tutorial for everything, even how to get rich? One thing is certain, everything can be learned. And if the goal is not necessarily to become rich like Croesus to strut around and compete with billionaires, or even to become rich in 3 seconds, amassing nuggets and realizing your biggest materialistic dreams is a wish shared by the common people. mortals. No more twiddling your thumbs and staring at the ceiling. Chase away that big question mark hovering in the bubble above your head and make your dream come true. Easy to say ? How about we go step by step? Discover the secrets to getting rich and stop coveting big businessmen, world famous sportsmen and great entrepreneurs.
Before even starting the first stage of your gold rush, or more humbly in the program of optimizing your personal budget, let’s get things straight. The notion of wealth being subjective, everything is relative: it is up to you to define your own notion of wealth. However, isn’t becoming rich both not stressing over money, doing or affording the things that make you happy and the people around you, when you want? Or have needs and expenses within reach of your money and vice versa? In any case, it is certainly a question of increasing your portfolio in order to worry less about the next day, but at the same time, of filling your pockets better in order to achieve your financial objectives which will allow you to preserve this state of wealth which suits you.
Then, also start by putting your thoughts in order: whatever your dominant personality trait, working to improve your financial situation requires patience, perseverance, determination, risk-taking, positivity , a minimum of self-confidence, autosuggestion and the ability to project oneself. Which may be a lot, but still proportional to your goal. These are therefore the main weapons that each individual aspiring to optimize his personal wealth is called upon to seize at each stage of his journey, limited in time.
Indeed, some human beings are more spontaneous, while others are more reflective. Still others prove to be better able to meet their needs without even waiting for their projects to be successful. Just like the latter, learn to deal with the stress that your program surely requires, to have confidence in yourself, but also to organize your projects, to overcome difficulties and failures, and at the same time, to act without asking yourself too much. of questions.
Indeed, as Grant Cardone suggests, the key to getting and staying rich is to keep your freedom from money: if you worry too much about it, it will end up causing you problems. This whole set of psychological tools is meant to be unstoppable for knowing how to get rich, whatever your starting point and the type of person you are at the base.
To continue, always with a view to starting on a good basis and having clear ideas in your head above all else, get rid of your debts which are making you even poorer: pay them, so you won’t drag no more this useless mental ball and will be able to devote you completely to your projects.
From your first steps, adopt good habits in terms of finances: if you have a fairly easy hand with your bank card, solve your balance payment problems by paying for your daily purchases in cash. As a result, by seeing your money pass under your nose, you will learn to better value it and thus better use it. Which is not necessarily the case when you are used to paying for virtually everything with your card.
And yes, to become rich, you already need a certain amount of having to grow. Whether or not you have a regular income in the month, put some money aside. Exit the excuses of the money gone in all your fixed expenses: even before establishing and distributing your budget for the month, put money aside: a transfer, a deposit… In any case, oblige yourself. In the second case, your action is traditionally called forced savings: your transfer is automatic each month. To do this, approach your bank and it will take care of automatically deducting 10% of your net income every month in order to place it in any investment product. In the long run, without necessarily realizing what each forced savings represents each month, you will become rich, in this case a millionaire, automatically, thanks to the minimal effort of having made indirect but regular forced savings. Can’t put any money aside at all? Review your spending habits, especially with regard to your random cash outflows: spend less.
And at the same time, don’t be in a rush to buy and show off with your new acquisitions. Avoid superfluous purchases: always prefer to invest the slightest penny to grow it rather than spending it, especially if the idea, misplaced, would be to show others that you are starting to become rich.
Investments are also unstoppable tools for growing your money. Because, to add more value to your resources, you must increase them, invest them. At least in part. Among these tools, we recommend in particular life insurance, the PEA or Action Savings Plan, SCPIs or real estate investment companies, then listed property companies. For precautionary savings, you have the classic Livret A in France. Otherwise, other investment solutions also require a certain precaution to become rich: do not invest all of your earnings: always keep a spare stock market or invest elsewhere.
Real estate is one of the most popular investment sectors for growing personal wealth. And even starting from nothing, the leverage effect of real estate credit ensures a gain of money without money. By investing in rental real estate, the path to real estate reinvestment is already open to you. However, you always have the option of placing your earnings elsewhere, with business loans being one of the best alternatives for doing so.
Having his own business, his own baby who will grow and who will be the object of his pride and success is a dream that more than one individual nurtures. And a solution also to become rich, while being the true master of his boat on a daily basis. Here, the two main watchwords to ensure that you choose the right company are: good market research and the choice of a buoyant market. In addition, creating a business on the Internet is a way to increase its visibility: selling on the web is essential.
Who is it then? How to get rich is a matter of practice. No matter how much you talk or listen, often the time has just come to take action. How to do ? Get inspired by more authors recognized for their writings based on real experience and real success.
In view of the first solutions given to become rich, you will understand that building a heritage that will accelerate your retirement is not a foregone conclusion. However, if, once again, patience and perseverance are required in each financial project that you have in order to improve your budget, there are certain small businesses that bring in money more quickly, ways to become rich in the short term. But that you can then invest to stay rich in the long term.
In fact, wealthy people, whether they were born with a silver spoon in their mouths or started with nothing, usually have multiple sources of income. However, the ideal would be that these sources in question do not take all your time. Because, if the goal is to raise more money, happiness would also be to have the time to enjoy it as long as possible. However, everything remains a question of balance: without effort, you offer yourself fewer opportunities to raise money. To earn more, you have to work more. The question is to choose the right veins to work better in order to better appreciate your efforts.
Among these small businesses or sources of additional income, the rental of your parking space. If renting a room in your apartment strengthens your income, offering your available parking space is also another legal way to make ends meet.
Get rid of items that you no longer use, which furnish your home, but which would have more value for sale. Here, everything is allowed, as long as it pays, sell it in a garage sale, on the web, a specialized sales site, through auctions. Clothes, furniture… Find these various objects that lie around the house and which would be more useful transformed into cash, to be invested then possibly.
Find those odd jobs that earn you extra monthly income.
Otherwise, the medical field also often offers solutions to make money quickly: ovary donation, plasma donation, volunteering to test drugs…
We mentioned above the idea of adopting the right habits when you spend in order to become rich. In the same vein, negotiate as soon as the opportunity is given to you. Even if you don’t have to calculate every time what each small rebate or discount brings you, in the short, medium and long term, it will surely bring you savings. Moreover, this practice can be adopted in both small and large businesses. Don’t minimize its value.
According to Bill Gates, (very very) big world fortune from which any “poor” would probably gladly draw advice to succeed and become rich, millionaire, being born poor is probably not your fault. However, if you die poor, it will be your fault. So, continually encourage yourself to achieve your goals by eliminating negative thoughts: you become what you think and what you imagine, you can create. And to achieve this, discipline is also essential.
Another habit to take to succeed in the world of finance, in addition to being inspired by millionaires, through their books, projects, surround yourself with mentors. No, a millionaire is not necessarily miserly and selfish: many of them, filled with passion, lavish in all generosity, their knowledge, as well as their resources.
Sure, luck turns, however, when you are determined to collect, save and grow more money, it is best to avoid as much as possible these sources of expenses which promise you millions in a few days and yet can also ruin you quickly. We’re talking about those games that leave more to chance than effort. Or any other game where betting is the solution sold as the only way to make you money, quickly and in large quantities. Also avoid the stock market, at least the time to familiarize yourself with this universe which can effectively multiply the value of your investments, because it also represents a lot of risk.