Offering a gift, carrying out the emergency repair or replacement of equipment, purchasing plane tickets or covering an overdraft… Many contexts can lead to seeking a quick solution in order to obtain cash. In order for everyone to get money easily, there is a solution.
You undoubtedly think of bank credit to have quick money. However, the latter is not always the most relevant option. Indeed, it is expensive, dependent on the desire of banking institutions, too difficult to understand and its implementation is too long. There are better ways to finance a quick cash need. Among them is quick borrowing. Focus on the latter.
The vagaries of life can strike at any time. Thus, you can find yourself in a few days in a difficult financial context which generates an urgent need for cash. Here are four cases where a quick loan can be an excellent solution:
This type of situation requires a quick, even instantaneous influx of money. However, in the country, the majority of lending groups require several days to deal with the application files. Nevertheless, the fast credit solution on the web makes it possible to reduce this period.
A fast consumer credit is a consumer credit that can be obtained quickly (in a little over a week or so) because the legal period between the signing of the contract and the receipt of the money in the bank account is at least seven days. This kind of credit can take the form of a personal loan or an assigned consumer credit.
Unlike an assigned consumer credit (car, motorcycle, work, etc.), a personal loan does not require proof of the use of the funds. Thus, you save time with this aspect. You can use a personal loan for a thoughtful project or to face an unexpected event. Many Internet users go to the quick personal loan to acquire a new car because their old vehicle has broken down.
A consumer credit cannot go beyond the sum of 75,000 euros. However, financial institutions generally restrict the ceiling amount even more for fast consumer credit, since this loan is intended to provide a temporary response to an urgent concern. However, the cost of this type of credit is not necessarily more substantial than for a basic consumer credit.
Finally, a fast credit is similar to other consumer credits. Thus, it is defined by the famous annual percentage rate which integrates the nominal rate of the credit, the related costs, and possibly the cost of a borrower’s insurance which will take care of your repayments if an event occurs (disability, incapacity or death ).
The cost of such credit is linked to the amount of the loan as well as to its duration. Reimbursement is obviously an obligation for the borrower (this includes payment of interest).
To borrow money quickly, go online. We strongly recommend that you turn to a reputable lender (online bank or specialized lending group). Do not hesitate to consult comparisons.
Here are the two essential steps when subscribing on the web:
With the crisis experienced by the country in 2008, lending groups and other banking establishments experienced enormous difficulties in authorizing consumer credit. One thing is certain: the best possible solution to obtain such credit is the web. In order to have access to the offers of credit organizations, the internet is the option that we recommend.
Often, the supporting documents required in order to set up a financing file are as follows: bank identity statement, bank statements (of your accounts), proof of address less than three months old, payslips (most of the time with the contract of work and/or the tax notice) and finally an identity document.
If you wish to proceed with the subscription of an assigned consumer credit, discover the elements to be transmitted according to the loans.
Providing a serious, robust and complete financing file is essential if you want to save time. If there is an absence or doubt on the part of the lending group in relation to your guarantees, the delays will increase and the signature will be delayed (therefore obtaining the funds as well).
The personal loan, also called credit without proof, is a financing option offered to the borrower by a lending group, without the need for proof. With this credit, there is no need for an explanation on the use of the requested cash.
Thus, the major strong point of credit without proof is that it allows total financial freedom for the borrower, within the restriction of the amount in euros offered. This loan offers the possibility of borrowing a sum of up to 75,000 euros.
The repayment time can be up to seven years at most. The conditions of obtaining offer an optimal flexibility and the assembly of the file of financing is easy. Then, the borrower benefits from using the requested cash as he wishes.
A point is to be clarified is necessary in relation to this kind of credits. With a credit without proof, we mean credit without proof of use. This aspect is essential! This is what distinguishes the personal loan from other consumer loans: it does not concern a defined project. Finally, individuals can borrow a certain amount without having to justify the future use made. There is no need to transmit invoices, estimates and purchase orders to such a request.
A personal loan is above all a quick and simple loan. On the other hand, supporting documents in relation to your situation will be necessary, regardless of the banking group or credit company contacted: payslips, tax notices, bank statements, in particular. The lending group here only checks that you can finalize the total repayment of your credit.
The personal loan is the ideal and easiest option if you are looking for cash quickly. In addition, there is no need for proof of use.
This type of consumer credit is suitable for any context: immediate need for money, but also personal project, thoughtful or not (apart from the real estate field).
Consulting comparisons and reviews offers the possibility of taking advantage of the best possible loan conditions. Take your time before making a choice and save money!
Now you know how to borrow money fast!