The daily routine calls for small expenses made here and there and which ultimately form a big ball in the monthly budget available. It is the consumption made of the material and financial resources that we possess that mean that at the end of the month (or well before for some), we find ourselves without … Read more
Everyone agrees that 2021 will be the year of economic renaissance after the pandemic. And that there will be many opportunities to earn money by making wise investments. But where to invest to hope to have good returns? What are the pitfalls to avoid ? In the following lines, we tell you where to put … Read more
The PER is a Retirement Savings Plan resulting from the Pacte Law of 2019. It comes in several forms, including the individual PER for self-employed workers. Its strong point? It offers attractive tax benefits to subscribers. A PER is a long-term savings product. It was designed to allow workers to put money aside during their … Read more
Although investing in gold is still a separate investment, know that if you are still hesitating, it has many advantages that can convince you. One of its advantages is that it allows you to invest in a safe haven simply. Of course, that’s not the only reason you should take the plunge. To discover other … Read more
In a previous post, where I mentioned my financial goals for the current year, I indicated that I had won the tidy sum of €1,300 in 2013 , simply through some good tips that I will resume here. At a time when economy could be the key word, I will come back here to this … Read more
In 2009, my wife and I became owners (or rather the bank… 😉 ) of our main residence, a nice house in the suburbs of a big city. Happy parents a few months earlier, we had managed to find a larger and more interesting property than our borrowing capacity suggested, with a rather attractive discount … Read more
Since 2012, my wife and I have acquired a minivan, a necessity with the arrival of our youngest almost 2 years ago: transporting our 2 children, our dog and ourselves would otherwise have been a task very difficult, if not impossible! And then the air conditioning, which we then discovered, is priceless in the middle … Read more
For those of you who are lucky, it’s likely that the company you work for offers a number of benefits, sometimes referred to as employee benefits . Even if your goal is financial independence, it would be a shame, on the path that leads you there, not to take advantage of these bonuses offered by … Read more
There are many online betting sites on the web: ZETurf, GenyBet, PMU.fr, etc. Betting on the results of sporting events, with the risk of losing your bet, is clearly not my cup of tea. Even less when it comes to horse betting, an area in which I had, and I have, no knowledge and no … Read more
In my life, I have often alternated using my personal vehicle and using public transport, always by period. Whether by choice, pleasure, necessity or convenience, I have moved from using one mode of transportation to another over the years. Today by car, I will most likely change means of transport in a few weeks, and … Read more
