Optimizing your finances has never been more vital than in periods of successive crises, as we have experienced in recent years. Without going into the debate, add to that a necessary pension reform and you will understand that the search for savings, hunting down waste and regular savings are more topical than ever. Let’s come … Read more
Contrary to what most people think, it is quite possible to become rich even on a modest income. The challenge will be to get your personal finances under control. Do not think of becoming a millionaire with a minimum wage, however, it will be a question of budgeting your expenses but above all of planning … Read more
As there are different mediums for saving or investing, there are different types of savings. The best known is undoubtedly the one to be put in place as a priority: this is precautionary savings . But why tell you about it now? How can it help you? How much should you spend on it? As … Read more
The codevi (account for industrial development) renamed LDD (Livret de Développement Durable) in 2007, then LDDS (Livret de Développement Durable et Solidaire) in December 2016 is a savings account that is not subject to social security contributions or to income tax. Since August 2015, this booklet is remunerated at 0.75%. CODEVI was set up in … Read more
Do you want to change banks and have opted for a dematerialized branch? By consulting a comparison, like here , you can select the brand that best suits your needs. Each offers various services, from the online credit card to the savings account, via the stock market platform and ongoing assistance. How to choose the … Read more
Do you need help with wealth management? The sector being in full digital upheaval, you wonder what are the innovations? What will this change for investors? Focus on the digital transformation of wealth management advice! A wealth manager like Agorafinance in Paris, is a professional in charge of optimizing your wealth on the financial, legal … Read more
Whether you have a child or a growing family, it’s worth considering ways to save money on family expenses. Check out these money saving tips for families: Understanding how to save money while raising a family can seem difficult when your grocery bill is sky high. Adding structure to your family’s eating habits and planning … Read more
A CAT term account, also called DAT term deposit, is a savings account on which a blocked investment is made for a fixed and possibly renewable period. This type of account generally offers a relatively higher interest rate than other types of savings account. The rate is known when the account is opened. The operation … Read more
At a time when bank interest is slightly above 0% and when government bond yields are hardly elsewhere, savers are looking for an alternative to make their savings more profitable without constraining themselves to the volatility of the stock market. And beyond the savings possibilities, loan platforms between individuals are emerging as a more effective … Read more
When you have a high income, you most certainly hope to be able to make the most of it. But above all, make it bear fruit in order to take shelter. The good news is that if you have a large salary, you will generally have no trouble finding an online bank that suits your … Read more
