Axel decided to quit smoking a few years ago. It was not without difficulty, but he succeeded. To help everyone take this important step, he launched a site dedicated to the subject and today presents an article that will discuss the theme, Optimize My Finances requires, under the economic axis. The article is therefore not intended to be moralistic, so good reading to all. I therefore leave the pen to him for the time of this article.
Quitting smoking is a subject that concerns many people. Among those who wish to quit smoking we find most of the time the same motivations:
Obviously in this article we will detail this last point in particular.
Maybe as you read these few lines you want to save your money.
Perhaps you have even already built up a small nest egg that you would like to see grow a little more and why not quickly?
Here we will see how you can make real and substantial savings on a daily basis.
As the saying goes, small rivers make great rivers…
Well for your expenses, the same goes!
Smoking is a real luxury , in the sense that it represents a large sum of money.
The problem with tobacco is that it’s not like a bill that comes in once every 3 months and the amount is salty.
It is a daily expense and completely spread throughout the year.
It is therefore much more difficult to realize the total mass of money that this represents in the end…
And yet it is substantial…
I invite you to do this simple calculation (no need to be a Nobel Prize in quantum physics, don’t worry!)
Price of your pack X Number of packs smoked per week X 52
I give it to you in thousand, the figure you get represents the total cost of your tobacco consumption over a year.
You see it’s starting to…
Let’s take a concrete example:
Madame Martin smokes an average of 5 packs of cigarettes per week and her pack costs her 7€.
Here is the calculation for Mrs. Martin:
7 x 5 x 52 = €1820
Imagine, Madame Martin spends 1820 Euros each year on these cigarettes.
On your side, how much do you get?
This calculation, as simple as it is, is actually very important. Indeed it makes it possible to quantify really and in a conscious way the financial gulf which constitutes the consumption of tobacco.
Obviously the most effective method is to quit smoking completely. Unfortunately this is the most difficult solution, many people start smoking cessation but end up cracking.
As in any financial concept, there is always a benefit/risk balance. In our case, there is no real risk in the idea of quitting smoking (it is rather to continue which is risky…) but we can on the other hand speak of a benefit/difficulty ratio.
Quitting smoking is the most effective way to save a lot of money , but it is also the most difficult to achieve in practice.
For those who want effective advice you can read this article: How to quit smoking.
We will therefore see here other methods to save money on your tobacco budget.
The first technique to save money when you go to your tobacconist is to change your smoking habits a little bit.
For example, if you smoke regular cigarettes, tube cigarettes, you can switch to rolled cigarettes which are on average 50% cheaper.
If you take the leap and smoke only rolled cigarettes, you’ll cut your tobacco costs in half .
I immediately imagine that some of you are already saying to yourself: “Yes, 50% savings is interesting, but I don’t know how (or don’t want to) roll my cigarettes myself”.
And don’t worry, there is still a solution to reduce your cigarette expenses.
There she is :
This small device is called a tubeuse. Very easy to use, it allows you to buy tobacco jars and empty tubes to make your own tube cigarettes.
By making your cigarettes by hand, you will save around 30%.
I’ll let you take the figure you obtained earlier to see how much you’ll save over the year with this method, you’ll see, you’ll quickly be convinced!
These tubeuses can be purchased directly from your tobacconist and only cost around fifteen euros.
You know what you’ll ask him the next time you see him…
In conclusion, it is essential to be aware of the amount of money you spend just by smoking.
The best solution is obviously to quit smoking completely. You will no longer spend a large sum of money unnecessarily, you will improve your health and your loved ones will be proud of you, only positive!
If this seems too difficult for you, keep in mind that even by always smoking the same number of cigarettes you can generate real savings by smoking differently .
Thanks to Axel for this slightly different article. For those who want to go further on the subject, I invite you to take a look at the Axel site. You can also take a look at one of the first articles of this blog, published almost two years ago to the day and where I talked about cigarettes and compound interest! If you have any questions or comments, Axel will be happy to answer them in the comments below.