Saving isn’t just about putting your money under the mattress. Saving also means optimizing your assets from a tax point of view. Similarly, saving can also mean investing part of your wealth in financial, insurance or retirement products. Rather than breaking your head trying DIY, a good idea might be to entrust some of your savings to a wealth management advisor, for example.
A wealth advisor is a professional who deals with the management of investment portfolios. Its activity, asset management, is exercised on the basis of a specific mandate from the client. In an environment of low interest rates and an extraordinarily complex variety of financial products, savers will find it increasingly difficult to find a solution for their savings.
A wealth management advisor is therefore used to optimize the investment or savings projects of non-financial professionals. His job is to combine his knowledge and the information provided to build an optimal investment strategy for his clients.
In the same way that we ask the fruit merchant for advice on the best seasonal fruit or the fishmonger on the most appropriate piece for the recipe we want to cook, heritage advisors do the same when they are It’s about deciding how best to manage savings.
These professionals study the client’s investment profile and analyze their personal, family, professional and financial needs. They take advantage of their professionalism, their financial knowledge and the product offering to advise on the best ways to make savings profitable without neglecting the tax impact.
They also closely monitor investments and periodically report on their results, involving comprehensive client wealth planning.
Wealth management advisors support you throughout your financial life. They are at your side when it comes to dealing with the economic and tax consequences of an inheritance, for example, to optimize the income from the sale of a business or property, or tackle a long-term financial investment plan. This arsenal of capabilities is reinforced, on the one hand, by personalized treatment and specialized service.
In an economic environment that suggests more clouds than certainties in the near future and with financial markets plagued by volatility, it is important not to let our guard down and to stick to the sound advice of a seasoned professional. . Embarking on the adventure of investing without a wealth management advisor is financial suicide.
Only a professional who understands how the markets work and knows the investment strategies and the behavior of savers can help you with this delicate task. A wealth management advisor will be at your side so that, in decisive moments, you act with the greatest possible objectivity. It will make sure you don’t run away when the markets go down or rush in when they go up.