The PER is a Retirement Savings Plan resulting from the Pacte Law of 2019. It comes in several forms, including the individual PER for self-employed workers. Its strong point? It offers attractive tax benefits to subscribers.
A PER is a long-term savings product. It was designed to allow workers to put money aside during their working life to receive additional income during their retirement.
The operation of the PER is relatively simple:
The individual PER offers many tax advantages to its holder.
It is possible to deduct the sums you pay into your PER account from your taxable income. You have the choice between the following ceiling systems:
Here are the tax benefits you get when you retire. They are one of the reasons why the PER is a good way to invest your money.
The PER is therefore an excellent way to guarantee a peaceful retirement for the self-employed. Take a good look at your situation to determine which tax benefits are best for you.