Investing in wine is recommended for wine enthusiasts. The demand for this type of investment is rising sharply because it is very profitable. But, to succeed in this investment, it will be necessary to proceed, with a minimum of precaution, to the choice of an intermediary to embark on the purchase of the wine while ensuring the quality of the service offered. Thus, investment in wine can be effective through an intermediary, among others, a specialized service provider, a wine land group or through a fund dedicated to wine.
Since the resale of wine at a good price is not very obvious for an individual, the specialized service provider is an essential partner who advises on purchases and facilitates the resale of wine at an excellent price. It is an intermediary who offers the possibility to the individual to invest in wine with complete peace of mind. It offers personalized advice and makes it possible to make a promising investment with a high potential for added value.
These intermediaries offer the investor à la carte formulas with the concept of a turnkey cellar and take charge of the management of the cellar by entrusting the management, storage and resale of it to a professional or an expert. . Allowing the investor to benefit from their expertise and experience to properly buy, manage, store and resell their cellar.
Thus, these specialized service providers take care of the selection of wines, the storage and the resale of great vintages, while generating returns over the long term, throughout this process. These intermediaries invoice their services with entry fees and annual management fees.
A wine-growing land group also makes it possible to make investments in wine by acquiring shares in a wine-growing estate. This is a group of private individuals who acquire a wine-growing property and entrust its operation to a professional wine-grower, bound by a long-term lease. This group collects funds from savers to invest in vineyard plots. By subscribing to the capital of a wine group, the investor becomes a partner, and therefore co-owner of the wine estate entrusted to an operator (wine grower).
Thus, a wine group allows the investor to diversify his heritage, to invest his money in wines and vintages and to receive each year, an income from the farming in money or in bottles of the property. He also receives a share on the sale of land at the end of the investment.
This low-risk, long-term investment in a vineyard property group is associated with tax benefits. Under certain conditions, it allows you to benefit from an exemption from ISF (Solidarity Tax on Wealth) of 75% of the value of the shares subscribed. Also subject to certain conditions, inheritance and gift tax on GFVs can be reduced by up to 75%.
Individuals are also offered the possibility of investing in wine through an investment fund. This type of investment will therefore consist in acquiring shares in specialized funds dedicated to wine. This alternative has advantages for the investor who has very little knowledge of the wine market. After buying shares in investment funds dedicated to wine, he has nothing to do. It is the manager who takes care of everything, in particular the acquisition, resale and liquidity of the units.
These investment structures are highly dependent on the skill of the manager. This type of investment is less accessible, with a minimum amount of investment which is much higher than investments through specialized service providers or wine land groups. For a secure investment, it is advisable to invest in a structure approved by the Financial Markets Authority (AMF). Also, the expertise of these structures is associated with fees (entry and management) and various commissions.