Every day, a greater number of people are choosing to turn to the purchase of credits to overcome the financial difficulties encountered because of the accumulation of credits of different kinds. Indeed, poor budget management often leads people into a vicious circle with very few ways out.
In everyday life, everything is going well until the day when credits of all kinds (real estate, car, consumer) take an increasingly important part in income , making it more complicated to manage and balance of finances . Many people then turn to the solution of buying back credits .
This banking operation makes it possible to provide people who are indebted or who present a risk of bad debt with the possibility of getting out of a very delicate situation, in order to do so, the borrower can group together part or all of his outstandings to benefit only a single loan with a lower monthly payment . It is to say that the borrower will repay each month an amount less than all of his previous monthly payments, such an operation is possible to be applied thanks to an increase in the duration of the loan .
Rather than taking the risk of being over-indebted and ending up stuck with the Banque de France, people prefer to regain stability in their accounts by repaying a smaller monthly payment to free up part of their income to devote to other things. .
An additional fund can be allocated to people with a specific project (examples: trip to China, outdoor work, purchase of a car) to facilitate its realization. But the borrower must be able to honor the terms of the contract established upstream. Each case is specific and the conditions for benefiting from this additional sum are put in place to protect the customer and ensure that he is fully able to repay.
To subscribe to this banking operation, the intermediaries in banking operation (example: Responis ) seem the most appropriate being specialized in the field. Beforehand, thanks to the development of internet tools, it is now possible to do a quick and free simulation online to obtain an estimate of what the purchase of credits can bring.
The banking intermediary offers offers at more attractive interest rates than the banks. If the simulation is best suited to the difficulties encountered by the borrower then the latter can turn to the development of his file which will be processed to increase the chances of financing by financial institutions . The file with the supporting documents can then be completed and sent very easily from his home via the internet or by post . The follow-up and the steps are taken care of by the intermediary who must inform the borrower and answer all the questions likely to be asked to guarantee total transparency .