For a professional or personal reason, we are often obliged to go abroad. However, during this period, bank charges represent a very significant cost. In total, this can reach a hundred or even a thousand euros.
Fortunately, it is possible to reduce this expense with a few tips. In concrete terms, with the help of online banking charge-free cards, it is now possible to withdraw money without paying fees. We tell you everything you need to know about the services of neobanks.
A simple week-long trip to Thailand can cost you dearly without you realizing it. Indeed, when shopping or withdrawing money, your usual bank will charge additional fees which may be higher or lower.
In most cases, the costs are represented as a percentage: approximately 2 to 3%, to which are added fixed costs (2 to 3 euros). If you do it right, it’s quite expensive.
A little advice, it is better to use an online calculator to predict your credit card fees online. These tools are often free and easy to use. But be aware that these are only estimates.
In recent years, we have seen the emergence of many online banks or neobanks. This is an establishment that offers the same services as a traditional bank, except that all procedures take place online. With this new approach, these companies often offer:
By virtue of these advantages, it is not surprising that neobanks have conquered around 4 million French people. This represents a market share of 6.5%.
To find the best online bank, do a little comparison of current offers.
When you open an account in an online bank. You can use your money even abroad thanks to a bank card. The latter can work with banking devices in the country where you are.
Moreover, the fees are also non-existent. Thus, during your operations (withdrawals, payments, online transactions, etc.), the bank will not charge a percentage as a fee.