How to properly negotiate your mortgage (2/2)

Average rates in March 2014

And here is the continuation of my article How to properly negotiate your mortgage, second and last part. Let’s pick up where we left off… After this interlude, we finally get to the heart of the matter, rental investment. I then simply put in place what I mentioned in the first paragraph to properly negotiate … Read more

A difficult negotiation

A negotiation is never over until the loan is signed, that could be the conclusion of my many exchanges with my current bank and my broker. In my double article on the difficult and long negotiation that I undertook, to obtain the best rate and the best conditions for the loan of my first building, … Read more

Overview of the Duflot Law [guest article]

The Duflot law is a government measure allowing the reduction or cancellation of the amount of taxes for taxpayers who invest in new real estate intended for rental. The Duflot law makes it possible to obtain up to 18% of the purchase price of a property in tax savings. This property must be in BBC … Read more

My first rental investment: the numbers (1/2)

I set myself the objective at the beginning of the year to invest in real estate in 2014. It is now only a matter of weeks, or even days, before the signing of the authentic deed takes place. be operated. Now is the time to share with you the numbers behind this investment. What is … Read more

My first rental investment: the figures (2/2)

Second part relating to the figures of my first rental investment. The previous article focused on the context and the risk limitation actions implemented for this first rental investment. Now let’s get to the actual numbers . Let’s go! Before going into the purely financial figures, let’s start by presenting the property, an apartment building … Read more

Real estate deed of sale, goal achieved!

It was on Tuesday, May 20, 2014 that we went to the notary for the signing of the deed of sale for our first rental investment. After several months of dealing with this file, my wife and I are officially owners of a rental property ! It is with satisfaction and a smile that we … Read more

Renegotiating your mortgage: €10,000 gain

I published an article some time ago explaining how I had earned several thousand euros and 8 years on the credit of my main residence. Well guess what? I put the cover back. The cumulative gain, on the calendar and financial axes, is this time less. But renegotiating your mortgage allows you to make huge … Read more

Rent increase, how to calculate it?

A rent increase may occur from time to time. It always has 2 facets: that of the tenant on the one hand, and of course that of the owner on the other hand. But ultimately, we ultimately know little about these rent increases: how often is it possible to revise a rent? By what amount … Read more

7 points to consider when taking out a mortgage

Things to consider for your mortgage

That’s it, there you are. You have found the property of your dreams . The signing of the compromise has just taken place, it’s a great step that you have just taken. But you still have one last test to pass, and not the least: go around the banks and brokers to find your mortgage! … Read more

Why should you NOT invest in an apartment building

Rental investment offers a multitude of possibilities and the types of properties that can be considered for investment are as varied as they are heterogeneous. If you are interested in the subject, you have probably read here and there that the best type of real estate investment is undoubtedly parking, because of its low entry … Read more