Despite a fairly complicated economic situation, the 2015 financial year still has some interesting investment vehicles in store for investors wishing to make their money grow optimally. Between the stock market, the stone and the life insurance, the possibilities of investments are numerous.
Life insurance is one of the investments that continues to hold some interest. Even if the average profitability of life insurance contracts in France has tended to fall since the beginning of the year, it is nonetheless higher than that of the Livret A, set up as a benchmark for savings investments. The remuneration of funds in euros is currently fluctuating around 3%. This rate can nevertheless be improved on the condition of diversifying the base of life insurance and integrating more funds in units of account. The share of units of account inserted in life insurance contracts currently amounts to 16-18%, whereas they should be granted up to 50-60% of share in the investment capital to benefit from a much more attractive return, but not without risk.
In addition to life insurance, the stock market is also one of the places where you can invest a lot and expect subsequent gains. The equity market, despite the fluctuations characteristic of the second half of the year, remains very liquid and very volatile, and thus offers numerous investment opportunities. The bond market, whose average returns were around 8 to 10% in 2014, displays a low level of risk, unlike the currency and derivatives market. In the midst of these financial investments, real estate retains its attractiveness, especially rental investment and purchases of alternative goods such as parking spaces, student residences or nursing home accommodation.
Whatever the investment envisaged, a minimum of preparation and strategy is required. The search for financing is one of the essential stages of an investment. Rather than betting all your savings, it is better to use credit, at least in part, to start hunting for profitable investments. In a favorable context where credit rates are at their lowest, comparison sites such as www.boursedescredits.com are powerful allies in finding the best financing suited to investment projects in 2015.