Since 1980, the Mutuelle des Architectes Français (MAF) has supported and insured all architects working on French soil. Over the years, this mutual has developed a set of products that allows them to carry out their activities in peace with the guarantee that their backs are covered. However, a question arises: is the MAF suitable for interior designers? Read the rest of this article to find out.
An interior designer deals with the design of living and working spaces, furnishings, choice of colors, lighting and furniture. The first qualities of a successful interior designer are style, taste and the ability to create suggestions.
The main objective of this professional is also to invent environments in which it is pleasant to live and live. It helps people find a harmonious and rewarding relationship with their home, their office or the spaces they occasionally occupy.
Able to create unique environments. His skills range from trompe l’oeil to surface treatment, from decorative painting to the creative use of fabrics, fibers, wood, stone and materials to create effects in the furnishing of interior spaces.
The interior designer is therefore responsible for the habitability of the building. Professional interior designer insurance is therefore welcome to cover any eventuality.
An insurance mutual specializing in the insurance of architects, MAF has, since its creation, developed a set of products aimed at covering the liabilities of interior designers. It should be noted in passing that this mutual insurance was created by and for architects.
In France, the interior designer is considered a builder. As a result, the legislation imposes a certain number of responsibilities on it, including ten-year liability. This stipulates that he remains responsible for ten years for the proper functioning and integrity of the buildings he constructs. This responsibility being public, he cannot avoid it by means of a contract.
To enable the interior designer to meet his responsibilities, MAF offers him a tailor-made insurance contract. The product offered by MAF covers the full liability of the interior designer. The architect benefits from high amounts as a guarantee, while paying only low deductibles. The calculation of the policy is correlated to the amount invoiced by the interior designer and it is possible to monthly pay the insurance premium.
MAF provides the interior designer with a network of experts and lawyers to defend him in the event of a problem. In the event of a disaster, the interior designer benefits from permanent support.
No insurance can claim to have products more suitable for interior designers than MAF. It is also the only one to fully cover all the responsibilities inherent in this profession.
In addition to the basic contract which covers almost all of the responsibilities of this construction professional, MAF offers additional contracts which include civil liability towards a third party, civil operating liability, as well as professional and legal protection. .
Interior designers who have overseas contracts may also be covered by MAF. MAF protection also extends to large construction sites, making it the reference insurance for interior designers.