In France, as elsewhere, online shopping is becoming more and more natural. If the banking system has been slow to adapt, there are now practical and secure methods such as the Virtualis solution from Fortuneo for example. Let’s see why it is attracting more and more users.
At a time when internet transactions are commonplace, we are also witnessing a rise in bank account hacking and credit card scams, which are becoming problematic.
Indeed, many individuals are still reluctant to disclose their online banking credentials. And we understand them. The risk is high and the appeals are always long and painful.
This is why Fortuneo’s Virtualis solution was created and received official approval from the bank card group, which authorizes its marketing. Thus it is now possible to subscribe to a free virtual bank card to make payments on the internet without any risk.
A virtual bank card allows, at the time of an online purchase, to generate a unique bank card code which will only be used for this transaction.
It’s very easy to use, because all you have to do is connect to the bank’s website or the Crédit Mutuel application, and apply for a virtual card. You indicate the amount you want to put on the card as well as its validity date, and the bank generates a credit card number that you insert on the merchant site.
Thus, in a few minutes, you have a single-use card that allows you to shop with peace of mind. This method makes it possible to combat all forms of fraud effectively and guarantees the peace of mind of its user.
This solution is modern and in perfect harmony with its time.
We are and will be more and more likely to make purchases online, with the proliferation of commercial services on the Internet in particular and the new functions offered by our smartphones. And since computer hackers are also evolving, the risk of hacking remains high when disclosing your banking information on the net.
Therefore, switching to a dematerialized payment system is a completely normal evolution of our habits which leads to more security and more peace of mind. The new methods offered by banks, such as the virtualis solution from Fortuneo, are moving in this direction and we can only welcome this awareness.
To find out more about all the secure means of payment on the internet, go to http://www.ecarte-bleue.info.