Moving, change of personal situation, change of job, subscription to a loan, the reasons for transferring a bank account are many. But before taking the plunge, it is important to understand the different steps to follow and know how the bank account transfer works. What is a bank account transfer? What are the procedures? I’ve … Read more
Choosing the right beneficiary for your life insurance policy is an important decision that deserves careful consideration. By designating a beneficiary, you determine who will receive the proceeds of your life insurance policy after your death. While the choice may seem simple, there are several factors to consider to ensure your last wishes are respected … Read more
From my research on personal finance, I’ve learned that many of us don’t want to hear about money management . And even less how to manage your budget effectively . Probably for fear of facing a cruel truth. The problem with this reasoning is that you will never be rich. To become rich, it is … Read more
One of the easiest ways to get rich is to spend less. Indeed, it is more complicated to get money elsewhere… …rather than trying not to give away the money you already have. Tough competition among businesses creates incredible savings opportunities… …and the Internet drove the point home by allowing anyone to find the best … Read more
…so many urban legends that persist in our society. The problem? Most of these ideas are wrong. They often come from untruths, and act as brakes on enrichment. To manage your money correctly is to follow effective principles that make it possible to become rich. Together, let’s debunk these misconceptions about money and lessen … Read more
After the publication of this article, ING Direct decided to change the rules of the game. From now on, the bank no longer offers any account opening bonus but it continues to offer a referral bonus to the godson (you) and to the godfather (me) for an amount of 30€ (30€ for the godson, and … Read more
When you browse the internet, you see a lot of sites and blogs that talk about products. Of testing. Tests and comparisons of this or that object. Some of these sites are held by amateurs, who try to transmit a passion. This is the case of some blogs that only deal with a single subject. … Read more
Crowdlending is a recently born practice that is becoming more and more popular. It is about investing in SMEs as well as in the real economy through online platforms. A new law in 2014 put an end to the monopoly of banks for investment, which allowed participatory financing systems, such as crowdlending, to emerge. From … Read more
Today, I’m going to talk to you about the banking sector, and more specifically online banks and neobanks. You are aware that traditional banks (those which, like BNP Paribas or Société Générale, have physical branches) charge more or less significant fees to their customers, even if there is no problem of discovered. These fees are … Read more
