Giving a private lesson, sharing your camper van or sofa… the sharing economy is increasingly ubiquitous in our daily lives. Sharing, quest for meaning, trust, conviviality… Until recently, this new 2.0 collaborative economy appeared to have a thousand and one virtues. Then confidential and known to a minority of insiders, it made it possible to … Read more
Do you need a personal loan to pay your education costs, your medical expenses or the costs of renovating your home? Put the odds on your side so that your banker quickly releases your loan. Here are some tips you can put into practice to get there. When applying for a personal loan (more details … Read more
The development of new information and communication technologies explains the enthusiasm of consumers for applying for credit online. It’s no longer a trend. It is a fact of society and all lending organizations have embraced the movement. Electronic platforms specializing in lending are created. The Internet has opened a boulevard to credit. And who says … Read more
We know that every great business in the world started with a brilliant investment idea. From Rockefeller to Mark Zuckerberg to Bill Gates and Steve Jobs, all great entrepreneurs have succeeded because at some point they had a genius idea that changed the world. But how does this little spark that ensures your success arise? … Read more
In France, as elsewhere, online shopping is becoming more and more natural. If the banking system has been slow to adapt, there are now practical and secure methods such as the Virtualis solution from Fortuneo for example. Let’s see why it is attracting more and more users. At a time when internet transactions are commonplace, … Read more
In 2017, 6 seconds are enough for crooks to hack a bank card. Last year, 0.07% of VISA cards were subject to fraud. Out of 592.2 billion euros in money transfers, 416.1 million euros were debited fraudulently. Definitely, the criminals are not idle! They use software to achieve their ends. Along with the plethora of … Read more
Now, home loan simulators are available online from financial organizations. The simulation can also be done with your bank. This technique makes it possible to define in advance your monthly payment, the duration of the loan, the distribution of the loan, its nature and of course the rate. The mortgage loan simulation request is without … Read more
Bank loan insurance is mandatory in most cases. It makes it possible to ensure the repayment of your bank loans in the event of death, disability or unemployment. Bank loan insurance is not compulsory in the eyes of the law. However, the bank may refuse to grant the loan if the person concerned does not … Read more
Managing the budget is always a delicate issue and one that poses concerns for many households. However, there are many tips to adopt to avoid unpleasant surprises. Applying a few rules not only makes it possible to better manage your money, but also and above all to put some money aside for future projects. Here … Read more
For a company, financial needs are greater than for individuals, between working capital and one-off cash needs. However, when you are a young company, the banks are not always kind. With fewer guarantees and resources, credit institutions are often reluctant to advance you the necessary funds at the right time. There are very interesting alternatives … Read more
