Privileging exchanges and sharing between individuals is the challenge taken with collaborative platforms. From financing solutions to equipment and support services, the peer-to-peer economy cuts across all business sectors to enable you to find an alternative to financial institutions and traditional consumption models.
In a publication by the DGCCRF (Competition, Consumer Affairs and Fraud Prevention Department), a government report from December 2016 confirmed that the collaborative economy was applied by 9,000 start-ups worldwide, and this, with an estimated turnover of 335 billion dollars for 2025. A few collaborative platforms that are worth a look if you are looking for peer-to-peer assistance solutions.
Whether to build up cash, finance personal projects or buy consumer goods, credit conditions are increasingly complicated by banking organizations. To help you no longer depend on the system, peer-to-peer microcredit platforms are multiplying. These are crowdfunding platforms where individuals offer you loans with an average value of 100 to 600 euros that you will be able to repay according to your possibilities.
As you will have understood, the exchanges are done 100% online, and you can connect via your PC or Smartphone to find out the conditions for granting and reimbursing your microcredit. And if you meet the conditions of the platform, the funds will be released within 2 days of your request.
To simplify your daily life, collaborative platforms focused on the exchange of services are multiplying. Thus, it only takes a few clicks to find the right sites. Because the services are done from person to person, it helps to reduce costs.
For example, if you are renovating, Bricolib puts you in touch with people who will rent you DIY tools, while Allo neighbors is an exchange platform between some 404,000 helpful people who offer to help you in exchange for services. . And if there is a reference site, it is the case of Leboncoin where you will be able to buy or rent furniture or cars, and this, with an improved relationship, because it is based on trust.
Whether it is for an exchange, a rental or the sharing of experiences, collaborative sites compete in inventiveness so that individuals find what they are looking for. So that you can get around at a lower cost, the best-known carpooling sites are blablacar.fr and provoiturage.fr to easily find a taxi or a VTC.
On the other hand, if you need accommodation, platforms like Airbnb offer you to sleep with locals, while weroom.com makes you meet people looking for roommates. For taste experiences, the collaborative economy relies on local purchasing and experience sharing. And if you want to have fun, hobiwi.com connects you with people who share your interests in terms of activities and hobbies.