Managing your finances better is a vast topic. Tracking your money is not easy. Between the accounts of Madame, those of the children, those of Monsieur and the joint accounts, it is sometimes difficult to find your way around easily. Beyond direct debits, daily expenses are, in particular, more difficult to control:
Add to this various savings media, ranging from the classic Livret A to the PEE (Company Savings Plan), via the life insurance box, and you will quickly come to the conclusion that without a minimum of rigor, managing all this can quickly turn into a nightmare! And how to optimize your finances, incoming or outgoing, when they are illegible or difficult to understand?
We will first focus on the different current accounts, monitoring his savings will be discussed in a future article.
Attention, it is not a question here of presenting a method of follow-up of its budget or its monthly expenses, but rather of presenting the means, simple to implement, allowing to offer a better readability of its money.
My different bank accounts are spread over several banks. And if some are little used, some have regular movements that I need to follow carefully. Because if taking stock once a week or a month is a good thing, having a daily follow-up avoids unpleasant surprises and makes it possible to anticipate, for example, the transition to a negative balance of one of these accounts. And this is where the Bankin application comes in, which allows me to consult my various bank accounts from a single place. I know there are other apps of this type, which I haven’t had the opportunity to test, but I must say that this one suits me perfectly. Among the interesting features offered, I really like:
And the best for last, it’s all completely free ! A pro subscription exists, offering some additional features, but which are not necessary for me. Better for me! 🙂 So why not test, at worst you will have lost a few minutes, and at best you will have discovered a very practical tool to view all of your bank accounts at a glance!
And you, do you use a particular application to follow your account? Do you have another approach?