Among the favorite financial investments of the French in 2019, the SCPI occupies a place of choice. Indeed, more and more individuals are opting for this type of investment for its performance, ease of management and security. However, before getting started, it is important to follow these tips.
Investing in real estate requires having solid knowledge in many areas. To start, it is important to know the real estate market perfectly. In this way, we know the potential profitability of a certain type of property. Then, you have to be aware of the political, legal and tax environment in which you operate in order to take advantage of all the opportunities that arise. Finally, you need to know the basics of management and accounting. An SCPI is a real estate investment company . Its purpose is to acquire and manage a certain number of properties on behalf of investors who have purchased shares in the company and are remunerated proportionally.
Generally speaking, only professionals can combine all this knowledge to invest in real estate. Individuals, on the other hand, must call on experts for advice in this area. Today, it is possible to rely on the centers which support and advise their clients in the choice of their investments. They offer personalized support with experts. After using the online simulator, the client’s file is studied in order to propose solutions adapted to the needs. Whether you need a return on investment in the short, medium or long term, whether you are looking to increase your wealth or build up additional income, you will easily get advice on how to optimize your investments.
There are several kinds of SCPI which pay off in the more or less long term. To choose it, you have to study the market, take into account its needs, the financial and tax advantages and the means of financing. Yield SCPIs buy goods for professional use in the euro zone. This is the case with an SCPI such as Corum Origin for example. It holds different types of professional property (in various sectors of activity) in a geographical area extending to the euro zone. They are profitable and safe, because properties for professional use offer a guarantee of seriousness and an excellent occupancy rate. In addition, the rate of return is very interesting. Tax SCPIs invest in rental property for individuals and take advantage of very attractive tax benefits. This is ideal when you want to finance your investment more easily. Capital gain SCPIs have longer-term objectives with the resale of goods. In all cases, a regular income is ensured with the rents of the occupants of the premises.
Today, investing in SCPIs allows middle-income households to build up good capital while minimizing their investment. For starters, tax benefits allow a portion of the investment to be deducted from income tax. This is the case for loan interest, but also for certain investments (as with tax SCPIs, for example). In addition, buying SCPI shares on credit is also an excellent way to reduce your savings effort thanks to the forecast annuity.