Would you like to obtain a loan? Excellent idea ! But admit that the credit application is less obvious, especially in the face of the supporting documents to be provided. Attention ! this is only part of the steps to be taken. The bank may still ask you for other formalities. So, before you launch into an endless request, I offer you a solution a thousand times more profitable: the IBV fast loan. Still little known, it has already won over users (including me). Rest assured, he receives laurels for many reasons. He has proven himself. To give you an overview, I share my own experiences.
Currently, the IBV fast loan is carving out a place of choice in the banking community. Did you know why? Well, because it meets customer needs. Already, know that it does not request any document from you. You would no longer have to collect lots of paperwork, like bank statements, payslip, application form, etc.
So how does the platform grant its loan? I asked myself the question. I even imagined many scenarios. However, the answer to it is easy. The banking institution uses an advanced technology, called IBV.
What exactly does this acronym mean? To put it simply, IBV is borrowed from the English “Instant Bank Verification” which can be literally translated as “instant bank verification”. This is a tool available to a bank that allows them to directly access a copy of your bank statement. Result ! you get your loan in the blink of an eye.
Before applying for a loan, first assess your financial situation. Then find out what steps to take.
Although this loan is fast, simple and secure, it is not granted to just anyone. So, before submitting your application, make sure you meet all the conditions. I have gathered for you the main criteria to which all online banking establishments (well, almost!) refer. This is the case of :
That said ! your financial solvency is the first criterion to which it refers. So, if you are unemployed, bankrupt, minor, unfortunately, the online bank can refuse your request.
After checking your financial capacity, go to the Internet. Many platforms offer their service. If you don’t have time to go through all the offers, I entrust you with the best: fast ibv loan with Friendly Lende. My first experience on this site was conclusive! I hope you would be satisfied too.
By going to the site of an online banking institution, it gives you access to a form. Do not hesitate to fill it immediately. Rest assured, as this is a documentless loan, the information it requests is very basic, such as the amount of credit requested, your personal details (identity, bank account, etc.) and obviously information on your professional status.
As this is a fast loan, your request will be answered in less than 24 hours. In any case, the answer depends on your personal and financial situation. For my part, I had to wait an hour for the bank to grant me a loan of €750 in my account. Of course, before granting you the sum, the establishment first sends you a contract.
If the IBV fast loan seduced me, there are many reasons for it. Don’t worry, I’m far from awarding the laurels to just anyone. Indeed, I based myself on the following criteria:
The IBV loan is designed primarily to facilitate your credit application. Thanks to the IBV, an advanced technology, the online company can:
Gone are the days of having to gather documents. Thanks to the IBV, you get your loan today, without having to provide any supporting document. And above all, you won’t have to travel. In just 5 minutes, you will complete all the requirements.
The simplicity
I assure you, the IBV fast loan is the easiest. To make your request, simply go to the website of the establishment to which you wish to apply for a loan. You then access a form which allows you to validate your request. However, before giving its approval, the bank quickly checks your bank statement, online.
Without lying to you, I expressed a little doubt about the method of repayment of the IBV fast loan. At the time of the request, I actually thought the rate was very high. But, ultimately, it was reasonable, at least given the services offered by the platform (ease, speed and security).
However, unlike conventional credits (which often require travel to the premises), the interest is more expensive. However, be aware that you have the possibility of comparing the offers on the market. I even recommend it, especially if you have the time.
For my part, I took the trouble to compare, even if my family obligations do not allow me. I browsed about 6 online platforms. Eventually I decided to apply for my ibv quick loan with Friendly Lende.
Currently, I am repaying my IBV loan. Personally, my monthly charges are not very heavy, although I was hoping for lower monthly payments. But I kinda wanted it somehow. Because at the time of the request, I requested that the repayment period be spread over 2 months. But I plan to renew my request. Let’s hope that the lender grants me fairly substantial sums.