For 3 years, I kept the same car insurance for my little C3. I felt good with my car insurer until one fine morning I came across a comparator and realized that I was a sucker. At the start of the 2021 school year, it’s decided: I’m changing insurance for my little C3. I give you the reasons in the following lines.
The first reason why I am going to change insurance is economic. My insurance premium for such a small car was incredibly high. My insurer has repeatedly increased my insurance premium. However, car insurance companies maintain competition among themselves. This leads to lower prices for the informed consumer. If you notice your insurance premium going up over time due to inflation, accidents, or buying a new car, among other reasons, it might be time to consider switching. car insurance.
The second reason why I decided it was time to see if the grass was greener elsewhere is the quality of customer service. Poor customer service can make even the most loyal customer roar in frustration, especially when they’ve had an accident and need diligent help.
Dealing with slow, unhelpful, or unresponsive representatives can mean it’s time to think about changing car insurance. When researching a new insurance company, be sure to read online reviews about each company’s response time to claims and the overall friendliness and helpfulness of customer service representatives. In this you may find what you are looking for with MAAF insurance.
I’ve decided to leave the insurance company that was ruining me while offering me poor quality service, but I’m not yet claiming victory. Insurance companies are notorious for their annoying tendency to make life difficult for customers who want to leave them. The law gives you the freedom to change insurance whenever you want, but it is important to know how to leave with peace of mind.
To ensure that the vehicle insurance change goes smoothly, you should have an overview of the applicable deadlines at an early stage. If you want to change your car insurance, you can do so at two times:
Change of car insurance at the end of the insurance year : For the ordinary termination of car insurance, the deadline for most insurers is November 30, provided that the insurance contract was concluded on January 1st. The cancellation must have been received by the insurer within this period.
Changing car insurance in the middle of the year : For car insurance whose contract duration differs from the calendar year, different deadlines apply. These can be modified subject to one month’s notice before the expiry of the contract. For vehicles with seasonal license plates, a cancellation is possible until January 31, for example, if the insurance started with the start of the season on March 1.