According to a serious investigation by the panorabanques bank comparator, it seems that the French are struggling to make ends meet. But then the question that arises, where does the problem come from? Do the French have trouble managing their money? Do the French not earn enough for the cost of living? Or does this difficult financial situation come from elsewhere?
Indeed, it would seem that more than six out of ten French people exceed their authorized overdraft limit at least once a year. Suffice to say that they are in the red. And of these six out of ten people, there are two of them who exceed this authorized overdraft limit each month.
Is this a dramatic situation? Some experts wouldn’t say that, because in recent years, online banks have implemented personalized account management tools, such as SMS notification systems that allow the account holder to receive alerts when he exceeds the authorized limit. We can even observe a decrease in these ceiling overruns. Good news, but it is not enough to make life less expensive because sometimes it is not possible to reduce certain expenses when you are already very careful with your bank account. Banks are, however, a new way to save money in bank charges and to make some money, which can help out a lot.
To round off difficult ends of the month, new technologies are full of methods and we are going to give you here some ideas to optimize your finances. Know that it is possible to make money and sometimes even, without moving from home. One of our favorite methods is through online banking referrals. Indeed, you should know that sponsoring a person at Boursorama can earn you up to 150 euros. To do this, you just need a Boursorama account and the email address of the person you are going to convince to subscribe. Within the limit of 10 per year of course, Boursorama is the most interesting bank for sponsorship and remains a very good bank too.
Also be aware that using an online bank can still give a boost to meet your expenses on your bank account because they are generally cheaper than traditional banks in bank charges.
Another method is to use the internet to earn money, for example by completing paid surveys or watching advertisements. You can also use the internet to sell items that you no longer use or would like to throw away. For this, leboncoin or ebay will be perfect for doing your little flea market all year round. From experience I can also assure you that if you don’t sell your item right away it will leave sooner or later. To make money in quantity do not hesitate to place a multitude of items for sale and at attractive prices.
The image market is booming so if you feel like a photographer, find yourself an area to photograph and sell your photos through a paid image bank.
The rules concerning the taxation of income derived from the internet environment is still a vast subject but according to the capital site, If you sell objects on an ad hoc basis, you should not be subject to tax. For earnings from online bank sponsorships, if they are received in cash, the income should be declared as “non-commercial profits” according to article 92 of the tax code. However, a certain tolerance can be applied for occasional income of this type.