The year 2014 was an opportunity to lay the foundations for healthier personal finances than they had been until then. The fundamental points on which I worked last year are two in number.
The first point was to reduce my constrained and recurring expenses significantly. The objective was to improve my monthly cash flow and increase my savings capacity, to embark on new projects , whether investment projects or personal projects.
The second item was aimed at starting to diversify my sources of income. My wife and I were until then only dependent, or almost, on our salaries. This is no longer the case, with the completion in 2014 of our first real estate investment.
For more details on meeting my 2014 objectives, I invite you to read the article devoted to this subject.
After that, what will I be able to do in 2015?
In 2013, I had managed to obtain the sum of €1,300 in earnings associated with bonuses. In 2014, I had managed to cross the threshold of €2,000 in earnings over the year. The sums being anything but negligible, I could not fail to set myself a goal of this type. Despite everything, I position a figure much lower than that reached in recent years. Why this downward trend? Many reasons :
The figure is still significant, since I am aiming to earn another €500 in this way.
Another objective carried over from the previous year. This time, the amount to be achieved remains identical to the 2014 objective. On first analysis, the figure will however be much more difficult to achieve this year:
The figure of €10,000 is therefore maintained for this year, but I sincerely believe that it will be almost impossible to reach the amount collected last year. Leaving the bar at this level will encourage me in any case to remain vigilant in my spending . And that’s already a great thing! 🙂
I launched the blog you are reading a year ago. New to the field, this project allowed me to learn and discover a lot of things, both in the field of the Internet and in the field of investment, and more. I also launched a second site a few months ago, the progress of which I present to you regularly and with which I aim to earn 100€ per month by the last quarter of 2015.
While I wanted to earn my first euros with this one by the end of March 2015, I finally got my first euros in the second month of the site’s life . It is this point that finally convinced me that it was possible to generate real and regular income from the Internet, provided the project was well prepared.
As you will have understood, the idea for 2015 is therefore to develop my income linked to this media. Even if I am starting from zero or almost, I have set myself a very ambitious goal: to generate 500€ in earnings per month thanks to the internet . The sum is more than substantial and will be anything but easy to achieve.
As you can imagine, getting out of my comfort zone will be a necessity to achieve this. To do so, several axes will have to be studied and explored in 2015:
If rental investment was my most important objective in 2014, it is certainly the most significant for this new year. I am aware that the objective is very ambitious, but to quote Oscar Wilde:
There you have it, just three goals for 2015! Of course, I have other more personal goals for this year, but I’m not convinced that they interest you and above all, it’s none of your business! 😉 I had considered other items for this year, such as starting to study scholarship and getting into the field. But I don’t think I have the time to devote the necessary time to it, so this point will undoubtedly wait until 2016.
To compare with the previous year, this time I have clearer ideas on the objectives shared with you. I think I have identified the actions to be taken to achieve this and I think I have taken into account the pitfalls that I will have to avoid to achieve them. As for last year, I will regularly present to you the progress made on these three objectives. So let’s meet in a year’s time to see how far we’ve come! 🙂
And you, what are your goals? Do you have any comments on those presented in this article?